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HomeLight All-Cash Offer


We make an all-cash offer on your behalf, even if you need a loan to finance your purchase. That has real value.
Cash offers are 3x more likely to win and can get you a 5% savings, on average, versus offers with a loan.*

Certainty - HomeLight approves and underwrites you as an all-cash buyer and the home you’re making an offer on, so your offer is backed by their purchase guarantee. That makes your offer more certain than cash.

Speed -  21 day close, guaranteed. That’s more than twice as fast as the national average.* Still not fast enough? We’ve got you covered and can close in as few as 8 days.*

Homelight commits to a 21-day close for free — there are no program or lender fees. Once you’re Cash Offer   approved, if anything goes wrong they will use their cash to make it right.  You can waive your financing and appraisal contingencies and guarantee your offer to the seller. 


Strength - Three times more likely to win versus an offer with a loan. **

Savings - You’ll have an edge in negotiations so you can buy your home on your terms. Cash offers can get you a 5% savings, on average, versus offers with a loan.***

Need to sell a home first before you buy? Check out our HomeLight Trade-In Program. 

*If you close in fewer than 21 days, we charge an Express fee. The fee is dependent on your market, the lender you use, and the number of days we own your home. 
**Based on the Ellie Mae 2021 Origination Insight Report.
***Based on Chauner, Bailey. “How to Win a Real Estate Bidding War.” Redfin, 22 Nov. 2019,
HomeLight, Inc. CA DRE #01900940 | Eave, Inc. DBA HomeLight Home Loans NMLS # 1529229 Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act 

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