How To Buy a Home in these Uncertain Times


Here’s a look at some of the elements of the process that are changing (at least in the near-term), due to stay-at-home orders and social distancing, and what you may need to know about each one if you’re thinking of buying a home sooner rather than later.

1. Virtual Consultations – Instead of heading into an office, you can meet us virtually (through Skype, Zoom, Facebook Live etc..) as well as lending professionals. Whether it’s your first initial needs analysis as a buyer or looking at homes together online, you can still get the process started remotely and we can create a plan together.

2. Home Searches & Virtual Showings – We can send you listing information and help you request a virtual showing when you’re ready to start looking. This means you can virtually walk through the homes on your wish list while keeping your family safe.

3. Document Signing – Today more portions of the transaction are being done digitally. We prefer to use Docusign (a digital signature program). Also, your loan officer can set up an account where you can upload all of the required documents and sign electronically right from your computer.

4. Sending Money – Whether you need to pay for an appraisal or submit closing costs, there are options available. Depending on the transaction and local regulations, you may be able to pay by credit card, and most banks will also allow you to wire funds from your account.

5. Closing Process – A mobile notary may be able to bring the required documents to your home before the closing. Also, depending on the title company, some are allowing drive-thru closings, which is similar to doing a transaction at a bank window.

Although these virtual processes are starting to become more widely accepted, it does not mean that this is the way things are going to get done from now on. Under the current circumstances, however, technology is making it possible to continue much of the real estate transaction today.

Bottom Line ​ If you need to move today, technology can help make it happen; there are options available. Let’s touch base today to discuss your situation and our local regulations, so you don’t have to put your real estate plans on hold.

Check Out our new: "Virtual Buyer's Program" & "Virtual Seller's Program"

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